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Clover vs. Other Cloud Based POS

A Point of Sale (POS) is the point where a normal, retail transaction occurs and is recorded. This is the point where a customer makes a payment to a merchant in exchange for goods. With the advent of Cloud Computing, POS was infused with software. This software could then be accessed through the internet. In…

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Clover POS and Apple Pay – Advantages

A year after designing the Clover POS System, Clover Network Inc. and its parent company First Data Corporation worked closely with Apple Inc. to prepare for the launch of Apple Pay in October 2014. Conceptually similar to PayPal and Google Wallet, Apple Pay allows certain Apple mobile device users to make payments at retail stores…

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Interchange Pass Through vs. Tiered Pricing

Which is better? Interchange Pass Through Pricing or Tiered Pricing? This is one of those mind-boggling questions that have confused merchants who want to introduce credit cards as a mode of payment to their customers. Those who wish to clear the confusion read on to find out what is the difference between the Interchange Pass…

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Small Business Loans Vs. Merchant Cash Advance

Many small businesses today need a solid amount of capital to expand and it is here that many businesses fail to achieve the desired results because they are unable to come up with the required amount of capital. However, with so many options available for merchant services today, it is not difficult to borrow a…

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EMV Basics and Terminology

Euro MasterCard Visa (EMV) chip technology defines a global standard for credit card and debit card payments. The EMV technology makes use of embedded microprocessor chips which hold cardholder data and keeps it secure. In comparison to magnetic stripe technology, a cardholder’s data is more secure on a chip-enabled payment card.  This is because chip…

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