American Express® Business Gold

Earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.

Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.

American Express is a well-established and widely recognized brand globally. Acceptance of American Express cards is widespread, which means your small business can attract a broader customer base, both domestically and internationally.

American Express offers various customer loyalty programs, such as Membership Rewards, that incentivize cardholders to choose and stick with their cards. By accepting American Express, you can tap into a pool of loyal customers who may prefer using their Amex cards for transactions, ultimately driving repeat business for your company.

American Express offers specialized business cards with unique benefits tailored to the needs of business owners. These cards often come with features like expense management tools, cash flow management, and rewards programs targeted at business-related spending categories. Utilizing such cards can help your small business save money and earn rewards on everyday business expenses.

American Express provides access to working capital through business loans and lines of credit. These financing options can be valuable for small businesses that need additional funds to seize growth opportunities or manage cash flow fluctuations.

By using American Express for your business transactions, you gain access to valuable data and insights. Analyzing spending patterns and customer behavior can help you make informed business decisions, optimize marketing strategies, and identify areas for improvement.

American Express is known for its high-quality customer service. As a business owner, having a reliable support system to address any issues or concerns can be invaluable, allowing you to focus on growing your business with confidence.