Until recently the only payment options mobile merchants had were either cash or check. Cash became more and more inconvenient to customers as credit cards became more common, and checks became more and more risky for merchants to accept due to fraud. But now mobile merchants have a new option: wireless credit card machine technology from MerchantService.com.
Whereas previously mobile retailers and service providers were severely limited by the kinds of payment they could accept, our cutting-edge wireless credit card machines for small business merchants open up a whole new world of opportunities!
How Wireless Credit Card Machine Processing Works
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The mobile merchant slides the customer’s card through the wireless credit card machine and enters the sale amount. The terminal connects to a radio tower using a technology similar to a cell phone, and sends the credit card information and amount of the purchase to MerchantService.com’s processor.
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Our processor then passes the credit card information and sale amount onto the bank that issued the credit card. The issuing bank checks to see if the credit card is valid and if the amount requested is available on the card, then sets aside the amount of the purchase for the mobile merchant.
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The issuing bank sends an approval number or a decline message back to MerchantService.com’s processor.
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This message is then passed back to the wireless credit card machine. It only takes about 3-15 seconds to complete this entire process (depending on the available coverage and network traffic).
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At the end of the day the mobile merchant manually settles the day’s batch of transactions. The funds from these transactions are transferred from each card issuing bank and deposited into the merchant's checking account within two business days from the time of the original transaction.
Our wireless credit card machines are ideal for any mobile business, including:
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Trade Shows, Expos, Craft Fairs, Flea Markets and/or Kiosks
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Mobile Car Washes / Auto Detailing Services / Auto Repair
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Pizza and Food Delivery
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Food Trucks, Hot Dog Stands, etc.
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Plumbers, Roofers, Repair Companies, Home Inspection Companies
MerchantService.com offers a wide variety of new and used credit card machine options, including merchant credit card machines, online credit card processing and mobile credit card machines. For more information on our portable credit card machine options, call us today toll-free at 888-288-3816.
MerchantService.com is a registered ISO/MSP of Wells Fargo Bank, N.A.,
Walnut Creek, CA
American Express may require separate approval.